The One-Income Home-Buying Budget Kit

Can you actually afford a home on one income? This kit gives you a clear, honest answer—and a step-by-step plan to get there—without the guesswork or the lender pressure.

Built for the single-income household, the One-Income Home-Buying Budget Kit turns "I hope this works" into "I know my number."

What's inside

• True-Affordability Calculator—see the home price you can comfortably carry on one income, not the inflated number a bank will approve.
• Down-Payment Savings Planner—set your target, pick your timeline, and track every milestone to closing day.
• Closing-Cost Checklist—no surprise fees: every cost laid out so you know the full cash-to-close.
• One-Income Readiness Quiz—a quick gut check on whether now is the right time to buy or keep building.

Format

Instant digital download: a fillable PDF workbook plus a ready-to-use mortgage affordability spreadsheet. Works on desktop, tablet, and print.

Pairs perfectly with the blog post "How Much House Can I Actually Afford on One Income?"